Digital Payments & Fintech

Tap. Scan. Pay. Reward.Report.

Secure. Seamless. Rewarding. The future of vending is cashless — and COFT machines are built for every modern payment method.

Smart Payments. Stronger Business.

More than a vending machine — your business advantage.

Every COFT machine accepts cards, mobile wallets, NFC, QR pay and loyalty — and streams every transaction into a real-time dashboard. Property owners get visibility, customers get convenience, and operators get control.

Secure payments
Real-time reporting
Loyalty & rewards
Multi-processor failover

Payment Methods

Flexible digital payment options for modern vending.

Credit Card
Debit Card
EMV Chip
Apple Pay
Google Pay
Tap-to-Pay
NFC
QR Pay
Rewards Wallet

Tap-to-Pay

Fast checkout for high-traffic properties.

Contactless tap-to-pay clears transactions in under two seconds. Less waiting, more selling — perfect for apartments, gyms, offices and lobbies.

Tap a phone or contactless card
Sub-2 second checkout
EMV + NFC certified
Reduced friction = higher conversion

QR Pay & Rewards

One scan to pay, join, redeem.

A single QR on every machine unlocks payment, loyalty enrollment, promotions and advertiser campaigns — turning each transaction into engagement.

Scan to Pay
Join Rewards
Redeem Offer
View Promotion

COFT Rewards / Loyalty Wallet

Turn one-time purchases into repeat customers.

A digital wallet keeps customers coming back — points balance, available offers, recent purchases and instant redemption, right on their phone.

Digital wallet & points balance
Exclusive offers and promotions
Earn points on every purchase
Scan • Earn • Redeem

Enterprise Reporting

Real-time insights. Smarter decisions.Better performance.

Total sales, payment mix, mobile wallet usage, QR scans, loyalty members, top products, revenue share and machine uptime — all on one premium dashboard.

Sales over time + payment mix
Mobile wallet usage & QR scans
Loyalty members and top products
Revenue share & machine uptime

How It Works

Secure, trackable, connected payments — purchase to reporting.

1

Customer Selects Product

Customer browses and selects their product.

2

Customer Pays

Pays via card, mobile wallet or other digital method.

3

Payment Authorized

Securely authorized in real time through trusted fintech partners.

4

Product Dispenses

The vending machine dispenses the selected product.

5

Transaction Logged

Securely logged with details and status in real time.

6

COFT Reports & Reconciles

Reports, analyzes and reconciles data for full visibility.

Secure by Design • Encrypted Transactions • Real-Time Connectivity • Actionable Insights • Trusted & Compliant

Security & Governance

Secure by design. Compliant by default.

Every transaction flows through encrypted pipelines and PCI-aligned controls — with fraud monitoring, audit logs and multi-processor continuity built in.

Secure Processing

End-to-end encryption and tokenized payments.

PCI-DSS Aligned Controls

Access control, vulnerability management, regular validation.

Reconciliation

Automated settlement, transaction matching, real-time reporting.

Fraud Monitoring

Anomaly detection, behavioral analytics, real-time alerts.

Audit Logs

Immutable logs and compliance-ready reports.

Processor Continuity

Multi-processor connectivity with automatic failover.

Works Everywhere

One payment platform — every property type.

Apartments at night
Gyms — protein on the go
Hospitals on shift
Offices — tap-to-pay
Warehouses on break

Modern Vending. Smarter Payments. Zero Hassle.

Tap-to-Pay • QR Rewards • Enterprise Reporting • Retail Media • Smart Payments

Bring smarter convenience to your property.

Give your residents, employees, patients, guests, students, members or customers the products they need — without adding operational work to your team.